Muhammad Ali is a professional who has expertise in the banking industry of over 20 years. He has held various positions such as Country Head, Regional Head, and Branch Manager in different banks including Allied Bank Limited, ABN Amro Bank, and Prime Commercial Bank Limited. Muhammad Ali is also identified as an ACMA (Associate Cost and Management Accountant) and holds a Master's degree in Commerce (M. Com). Additionally, he has conducted training courses and sessions as a trainer in the banking industry, particularly in branch management and finance.